What Are The Risks of Living Without Life Insurance?
Living without life insurance places the financial burden on your loved ones if you die, leaving them unprotected from any living expenses, debts, funeral costs and lost income.
Life Insurance Riders: Customizing Your Policy
Life insurance riders offer policyholders the flexibility to customize coverage with add-ons like AD&D, waiver of premium, and long-term care benefits. Read more >>
Life Insurance for Couples: Joint vs. Separate Coverage
Life insurance for couples offers joint or separate coverage options for the husband and wife, with the policy offering financial security of the home if either passes away.
Less Popular Scenarios Where Life Insurance is Necessary
Life insurance can be essential in less common scenarios, such as donations, business expenses, income replacement, and transferring wealth to future generations. Read more >>
What to Expect During An Insurance Medical Exam
During an insurance medical exam, a medical practitioner will be checking your health, giving you a medical interview and they could ask you to do light exercise.
How Does Income Protection Insurance Work?
Income protection insurance replaces a portion of lost income if you're unable to work due to illness or injury, helping you to cover living expenses during your recovery.
What Is The Difference Between Group Life and Individual Life Insurance?
Group life insurance is provided by your employer and is low-cost, while individual life insurance offers flexibility to make changes and stays with you regardless of your job.
What Is The Difference Between Critical Illness Insurance and Disability Insurance?
Critical illness insurance pays a lump sum for serious illnesses, while disability insurance provides ongoing income if you can't work due to injury or sickness.
What Is The Difference Between Critical Illness Insurance and Life Insurance?
Critical illness insurance helps cover medical costs while you're alive but ill, whereas life insurance supports loved ones after you pass away by paying out a large lump sum.