Apply
Choose your coverage and apply. Fill out the application with more detailed information about yourself, your health, and your lifestyle.
How It Works
Getting life insurance with our company is easy. Heret's how it works:
1
2
Get a Quote
Provide some basic information to get an estimated premium amount and coverage options.
3
Get Covered
Receive confirmation and a policy document after we process your application and payment.
What We Offer
Life insurance is a must if your loved ones are financially dependent on you. It shields your beneficiaries from unforeseen circumstances and supports them through a painful time of loss.
Short-Term Disability Insurance
Unexpected illness or injury can disrupt your life and income. Our Short-Term Disability Insurance offers financial support by replacing a portion of your income during recovery. Benefit from fast approval, customizable coverage options, and peace of mind knowing that your essential expenses are covered while you focus on getting better.
Learn more
Term Life Insurance
Our Term Life Insurance provides affordable coverage for a specified period, ensuring your family’s financial security in the event of your passing. Choose a term length that fits your needs, with guaranteed level premiums and substantial death benefits. Plan for the future and safeguard your loved ones' financial stability today.
Learn moreBenefits
We know that buying insurance can be confusing, especially when you have to deal with a lot of jargon and legalese. Wet've made it our mission to make the process as easy and straightforward as possible.
With us, you get:
Competitive Prices
We provide competitive rates on all our products with no hidden fees or surprises along the way—you'll always know exactly what you're paying for!
24/7 Support
Our team is available 24/7 via phone or email if you ever need help navigating the process or filing claims during an emergency.
Variety of Coverage Options
We offer a wide range of options for your life insurance needs, so no matter what situation you're facing, we'll be there for you.
Online Application
We offer a fast and easy online application process so you can apply for insurance in just a few minutes! You can get free quotes from our website with just a few clicks!
The #1 No-Medical-Exam, Instant Life Insurance Provider
Think Life is a leading life insurance company providing a range of insurance policies, including critical illness, income protection, and more! We have a long history of financial strength and stability, and thousands of people across the USA trust us to secure their and their loved ones’ financial futures.
10
Minutes To Apply
Minutes To Apply
No Medical Exams
For Qualified Applicants
For Qualified Applicants
Instant Decision
& Approval
& Approval
What People Say About Us
John Bullock
I looked at different companies but found the insurance I wanted and could afford at Think Life. They made me feel like I was in good hands.
Kathryn Murphy
I am very pleased with the entire process of purchasing insurance from Think Life.
Cody Fisher
I have purchased Critical Illness Insurance through Think Life and feel very satisfied with what I’ve got. Great company to work with!
Eleanor Pena
Always on top of their services! I couldn’t be happier with my insurance coverage. Very pleasant people and good customer service.
Aaron Mckinney
The best insurance company! They have low prices, and their customer service is fast and friendly. They helped me find the right plan for my needs.
Luisa Evans
Always had excellent service, from the initial calls for advice through to any claims if applicable. I have never had one issue with them!
Frequently Asked Questions
Getting life insurance is a big decision, and it's one you should make with care. Here are a few questions to help you understand life insurance and what it can do for you and your family.
Life insurance is a contract between an individual and an insurer that provides protection against the financial consequences of death.
There are lots of factors that go into deciding whether or not you need life insurance, including how much debt you have and how many dependents rely on you financially. But it all comes down to one question: if something happened to you tomorrow, would your family be able to keep paying their bills? If not, then yes—you should get life insurance.
A good rule of thumb is to have life insurance coverage that is equal to 10-12 times your annual income. However, this can vary depending on your personal financial situation. You should consider factors such as your debts, mortgage, education expenses, and any other financial obligations your loved ones would have in the event of your demise.
Whether to get term or permanent life insurance depends on your needs. Term life insurance covers you for a specific period of time, such as 10 or 20 years, and is often more affordable than permanent life insurance. On the other hand, permanent life insurance provides coverage for your whole life and may have a cash value component. To make the right choice, you should talk to a financial advisor or insurance agent.
The cost of life insurance depends on factors such as age, health, lifestyle, and the type of policy. Get a free quote now to determine the cost of your policy.
A beneficiary is a person or entity that receives the death benefit from your life insurance policy if you pass away while the policy is in force.
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